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Whether you’re looking for Medicare Plans, Employee Benefits, Life Insurance, Medical Insurance, or more, we’ve got you covered.

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Medicare Plans

At KJ Consulting, we understand that navigating the complex world of Medicare can be daunting, especially if you’re not insured through an employer after turning 65. That’s where we come in. Our expertise lies in helping you make informed decisions about your Medicare coverage. Whether you’re considering Medicare Supplement Policies, also known as Medigap Insurance, or exploring Medicare Advantage HMO-PPO plans, we recognize that the best “Medicare plan” for you depends on a variety of factors unique to your situation. We take the time to understand your individual needs and guide you towards the most suitable option.

We emphasize the importance of a Part D Prescription plan. Failing to enroll in one can result in penalties, so we conduct thorough research to ensure you select the right plan. Our goal is to ensure that your medications are covered at the lowest possible cost, providing you with the peace of mind you deserve in your Medicare journey. Trust KJ Consulting to simplify the complexities of Medicare and tailor a plan that suits you best.

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Employee Benefits

At KJ Consulting, we understand that managing employee benefits can be a top frustration for many business owners. Our unwavering commitment is to alleviate this burden by providing expert guidance in designing comprehensive benefit plans that not only support your employees but also align with your business goals and ensure compliance with ever-evolving regulations. We recognize the dedication you pour into growing your business and delivering exceptional service to your customers. You strive to provide for your family and your valuable staff, and you deserve the freedom to take care of them in the way you see fit.

Navigating the rapidly changing landscape of employee benefits and the intricate web of regulations can indeed be a daunting challenge. That’s why we’re here to offer our expertise, ensuring that you can focus on what you do best—running your business—while we take care of the complexities of your employee benefits programs. Partner with KJ Consulting to secure the well-being of your employees and the future of your business.

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Life Insurance

At KJ Consulting, we recognize that life insurance is a vital yet often overlooked financial tool. Surprisingly, a significant number of Americans do not have life insurance coverage, despite its affordability. 

When it comes to life insurance, three fundamental questions arise: Do I need life insurance? How much life insurance do I need? Should I opt for term or cash-value insurance? 

We are here to guide you through these critical queries and offer comprehensive education on the distinctions between various policy types. Our mission is to tailor the right life insurance policy to your specific needs, ensuring that you and your loved ones have the financial protection and peace of mind you deserve. Let KJ Consulting be your trusted partner in securing your future and the well-being of your family.

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Medical Insurance

The Affordable Care Act, often referred to as “ObamaCare,” has undeniably transformed the landscape of medical insurance, introducing a complex array of options and regulations. Amidst the confusion, individuals and businesses alike grapple with high deductibles and costly premiums, with limited choices that may not even cover their preferred healthcare providers. In this intricate environment, professional guidance is more crucial than ever.

At KJ Consulting, we understand the challenges you face when it comes to navigating the world of medical insurance. Should you opt for a high-deductible plan with an HSA, or invest more for a richer benefit? When is the right time to enroll? With over 30 years of experience, our team has been providing expert guidance to individuals and businesses ranging from 1 to 3000 employees. We’re here to simplify the process, help you comprehend your options, and make informed decisions. From enrollment to addressing employee concerns throughout the year, we’ve got you covered. Trust KJ Consulting to keep you informed, supported, and empowered in your medical insurance journey.

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Dental and Vision Insurance

At KJ Consulting, we understand that dental and vision insurance plays a crucial role in maintaining overall health and well-being. Whether you’re an individual seeking coverage or a corporation looking to provide these essential benefits to your employees, we’ve got you covered. 

Our services extend beyond the realm of medical insurance; we specialize in offering comprehensive dental and vision insurance solutions tailored to both individual needs and corporate setups. With our expertise, we make the process of signing up for these insurances seamless and hassle-free. Count on us to provide the guidance, options, and support necessary to ensure you, your family, or your employees have access to quality dental and vision care, promoting long-term health and peace of mind. Choose KJ Consulting for your dental and vision insurance needs, and experience the difference between expert guidance and personalized service.

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